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Risk Tolerance Assessment

Most people know what return they want. Far fewer know how much of a fall they could actually live with. Eight honest questions will tell you.

Question 1 of 8

Why this matters

Tolerance is not the same as capacity

Risk tolerance is how you feel when the market falls. Risk capacity is how much of a fall your plan can survive without changing your life.

They are often different, and the smaller of the two should usually win. Someone who is emotionally comfortable with a 40% drop but retires in three years does not have the capacity for one.


Answer honestly

Not how you think you should feel — how you actually behaved the last time markets fell hard. That is the only useful data.


Your answers stay in your browser. Nothing is sent to us unless you choose to email yourself the result.

All investing involves risk, including the possible loss of principal. Sample allocations shown here are illustrative only, are not a recommendation to buy or sell any security, and do not reflect fees, taxes, or your individual circumstances. Diversification and asset allocation do not assure a profit or protect against loss. Past performance is not a guarantee of future results.

Now let’s put it in context

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